Who this may help
These pages are educational and designed to help you understand potential paths before scheduling a personalized review.
Who this is for
- Borrowers comparing available financing paths
- Clients who have been told no by a traditional bank
- Self-employed, investor, commercial, and complex income borrowers
- Referral partners who want to understand available categories
Common options
- Home Purchase
- Home Refinance
- Home Equity
- Self-Employed
- Investors & Commercial
- Renovation & Construction
- Specialty Programs
- Government Loans
- Bank Said No?
- Realtors & Partners
Next step
Gather income, property, credit, and objective details. Then request a scenario review so Michael can help identify which available path may fit.
Review My ScenarioBenefits of a second look
Start with the category that matches your goal
A practical review focused on your objective and documentation.
Learn what documents may be needed
A practical review focused on your objective and documentation.
Compare options before scheduling a call
A practical review focused on your objective and documentation.
Move from confusion to a clearer plan
A practical review focused on your objective and documentation.
Common questions
What should I include?
Include your loan goal, property state, timeline, and a short summary of your scenario.
Can I call directly?
Yes. Call or text 925-998-5478.
Can I email?
Yes. Email MCiglar@loandepot.com.
Related loan programs
Request a scenario review.
Share a few details and request a call. Do not include sensitive personal information beyond what is requested.
Michael Ciglar
NMLS #240274
925-998-5478
MCiglar@loandepot.com