Who this may help
These pages are educational and designed to help you understand potential paths before scheduling a personalized review.
Who this is for
- Real estate investors purchasing or refinancing rental properties
- Borrowers evaluating DSCR options based on property cash flow
- Clients with mixed-use, multifamily, or commercial scenarios
- Investors building or restructuring a portfolio
Common options
- DSCR loans
- Residential investment property
- Commercial real estate
- Mixed-use
- Multifamily
- Portfolio lending
- Airbnb/short-term rental scenarios where available
Next step
Gather income, property, credit, and objective details. Then request a scenario review so Michael can help identify which available path may fit.
Review My ScenarioBenefits of a second look
Review property cash-flow based scenarios where available
A practical review focused on your objective and documentation.
Separate investment strategy from personal-income-only analysis
A practical review focused on your objective and documentation.
Explore commercial and mixed-use options
A practical review focused on your objective and documentation.
Build financing around acquisition, refinance, or portfolio goals
A practical review focused on your objective and documentation.
Common questions
What is a DSCR loan?
A DSCR loan generally evaluates property cash flow compared with debt obligations, rather than relying only on personal income.
Can commercial properties be financed?
Commercial financing options depend on property type, use, income, borrower profile, and program availability.
Can investors use LLCs?
Some investor programs may allow entity structures depending on program requirements and documentation.
Related loan programs
Request a scenario review.
Share a few details and request a call. Do not include sensitive personal information beyond what is requested.
Michael Ciglar
NMLS #240274
925-998-5478
MCiglar@loandepot.com