Who this may help
These pages are educational and designed to help you understand potential paths before scheduling a personalized review.
Who this is for
- First-time homebuyers comparing available programs
- Move-up buyers purchasing a larger or different home
- Clients who want to review down payment assistance or grant options
- Buyers considering jumbo, FHA, VA, USDA, or conventional financing
Common options
- Primary residence
- First-time homebuyer
- Down payment assistance
- Grant programs
- Conventional
- Jumbo
- FHA
- VA
- USDA
Next step
Gather income, property, credit, and objective details. Then request a scenario review so Michael can help identify which available path may fit.
Review My ScenarioBenefits of a second look
Compare multiple paths before making an offer
A practical review focused on your objective and documentation.
Understand estimated monthly payment, down payment, and closing costs
A practical review focused on your objective and documentation.
Review options beyond a single bank guideline
A practical review focused on your objective and documentation.
Create a cleaner plan before you shop
A practical review focused on your objective and documentation.
Common questions
Can first-time buyers use down payment assistance?
Some buyers may be eligible for down payment assistance or grant programs depending on location, income, property type, and program availability.
Should I get reviewed before shopping?
Yes. A review can help estimate budget, documents needed, and potential program fit before you make an offer.
Can jumbo loans be used for a purchase?
Jumbo financing may be available when the loan amount exceeds conforming limits, subject to guidelines and approval.
Related loan programs
Request a scenario review.
Share a few details and request a call. Do not include sensitive personal information beyond what is requested.
Michael Ciglar
NMLS #240274
925-998-5478
MCiglar@loandepot.com