Getting financially ready
How credit, income, assets, debt, and your monthly comfort zone can affect the financing conversation.
START WITH THE BASICS
Homebuying doesn’t have to feel like a black box.
This class is designed for first-time buyers, repeat and move-up buyers, second-home buyers, residential real estate investors, and anyone still researching their options. You’ll get a practical overview of financing, upfront costs, loan options, offers, and closing.
Bring your questions. The class is educational, approachable, and built to help you leave with a more useful roadmap—not a sales pitch or a promise of approval.
FREE INSIDER CLASS
GET FREE ACCESS TO THE
HOMEBUYER INSIDER CLASS
Tell me a little about your homebuying plans, then choose whether you want to watch the class instantly or join an upcoming live session.
Educational only: Registering for, watching, or attending this class is not a loan approval, quote, commitment to lend, or underwriting decision.
CLASS AGENDA
What you’ll learn
A step-by-step look at the decisions, documents, financing options, and costs that can shape a home purchase.
Understanding the real costs
Down payment, closing costs, reserves, mortgage insurance when applicable, and expenses beyond the purchase price.
Comparing financing paths
An educational overview of conventional, FHA, VA, USDA, jumbo, and other financing paths that may be available depending on the borrower and property.
From financing to keys
What can happen during financing, property search, offer, inspection, appraisal, underwriting, and closing.
Primary home, second home or investment property
Learn why financing, down-payment requirements, qualification, and documentation can differ depending on how the property will be used.
WHEN TRADITIONAL QUALIFICATION DOESN'T FIT
Learn how self-employed income, 1099 income, bank statements, RSUs and complex compensation, professional programs, investment-property financing, and alternative-documentation approaches may be evaluated differently.
MORE WAYS TO QUALIFY
YOUR FINANCIAL LIFE DOESN'T ALWAYS FIT IN A BANK'S BOX.
Traditional W-2 income isn't the only situation worth understanding. The Homebuyer Insider Class also introduces financing approaches that may be available for business owners, independent contractors, professionals, investors, buyers with complex compensation, and other nontraditional scenarios.
SELF-EMPLOYED
Learn how business owners may be evaluated differently and why traditional tax-return income isn't always the only documentation approach available.
12 & 24 MONTH BANK STATEMENTS
Learn how certain programs may evaluate qualifying bank-deposit history instead of relying solely on traditional tax-return income.
1099 & INDEPENDENT CONTRACTORS
Learn why non-W-2 income may require a different approach to documenting and evaluating income.
RSU & COMPLEX COMPENSATION
Learn how RSUs, bonuses, commissions, equity compensation, and other compensation may be evaluated when permitted by applicable program guidelines.
DOCTORS & MEDICAL PROFESSIONALS
Learn about specialized financing programs that may be available to eligible physicians and other qualifying medical professionals.
INVESTORS & ALTERNATIVE QUALIFICATION
Learn about investment-property and alternative-documentation approaches where qualification may use property cash flow, assets, or other permitted criteria rather than traditional employment and income documentation.
Program availability, eligibility, documentation, loan limits, occupancy requirements, credit requirements, and other terms vary by borrower, property, program, and applicable guidelines.
WHO THIS CLASS IS FOR
FIRST-TIME BUYERS
Understand the process before making your first purchase.
REPEAT & MOVE-UP BUYERS
Refresh your knowledge and understand financing considerations for your next home.
SECOND-HOME BUYERS
Understand considerations when purchasing a vacation or second residence.
REAL ESTATE INVESTORS
Learn how financing an investment property can differ from financing a primary residence.
JUST RESEARCHING
Learn the process before deciding when or where you want to buy.
SELF-EMPLOYED & COMPLEX INCOME
Learn why business income, 1099 income, multiple income sources, or other nontraditional income may require a different financing approach.
Common questions
Is the class really free?
Yes. There is no cost to watch or attend this educational Homebuyer Insider Class.
Do I need to be ready to buy now?
No. The class can help whether you are preparing for the near future or simply starting to explore homeownership.
Does attending mean I am approved for a loan?
No. Attendance is educational and is not a loan approval, quote, commitment to lend, or underwriting decision.
Can I watch the class immediately?
Yes. After registering, you can choose to watch the Homebuyer Insider Class on demand or learn about an upcoming live session.
Is this class only for first-time homebuyers?
No. The class is designed for first-time buyers, repeat buyers, second-home buyers, residential real estate investors, and people who are still researching their options.
WHAT IF A BANK OR LENDER ALREADY SAID NO?
A previous lending decision doesn't necessarily mean every financing path has been exhausted. Different loan programs can have different eligibility, documentation, income, credit, property, and underwriting requirements. The class explains several financing paths and questions you may want to ask next.
YOUR NEXT STEP
Ready to understand your homebuying options?
Get free access to the Homebuyer Insider Class and learn the financing process before making your next move.